Have you recently become the owner of some beautiful jewelry? Maybe it’s an heirloom ring, an expensive Grand Seiko limited edition, or an engagement ring. No matter the case, you might be feeling nervous in case you break, chip, lose, or misplace your expensive piece.

While a homeowners insurance policy can offer some protection for your pieces, it is quite limited. If you’re looking for full coverage for a wide range of pieces getting jewelry insurance is your best bet. Here are some things to keep in mind to help guide you through the process.

Tips to get jewelry insurance

Your local high-end jewelry and watch repair in Washington, DC will tell you that if you have an engagement ring that’s worn, insurance can be your lifesaver. For example, your policy would likely cost you somewhere between $30 and $60 per year if you insure your ring for $3,000.

However, the cost of insurance would depend on where you live, the insurance company you choose, and your deductibles. Make sure to get your ring appraised as soon as you purchase it so that you can get it insured as soon as possible.

To estimate your costs, you can ask for quotes from various online providers and get them in just a couple of minutes. Getting your ring insured is important especially if you plan to travel on vacation with it.

Make sure to check the insurance for Breitling watches for men as well. If your insurance only covers theft, then if you misplace or break your ring, it might not be covered. So, get a coverage policy that will cover most scenarios.

Many jewelers nowadays offer engagement ring insurance that you can get online. You can compare different quotes, complete the application process with the best deal, and pay for coverage monthly.

You can safely take your ring wherever you like when you have insurance knowing that it’s safe and protected. This can save you a lot of investment, effort, and time in the long run.

Final Verdict 

When shopping for insurance, make sure to compare quite a few insurance providers so that you can be sure you are getting the best deal, quality, service, and more. You can even ask your local professional to advise some good insurance companies for you.

Once your jeweler has appraised your ring and checked the quality and value of your metal, center stones, detailing, and side stones,they will give you a quote.